Contents

  1. INTRODUCTION
  2. Scope of Services
  3. Regulatory Status
  4. Affiliates, Associated Entities & No Group or Cross-Liability Disclaimer
  5. Instructions, Contract Formation & Updates
  6. Client Responsibilities
  7. Liability for Third-Party Handling of Documents
  8. Fees, Invoices, Contract Formation & Payments
  9. Changes to Scope, Suspension, Termination & Assignment
  10. Confidentiality, Data Protection, Client Conduct & Compliance
  11. Third-Party Professionals & Referrals
  12. Internet, Technical, Security & Online Marketing Services
  13. Delivery, Performance & Completion
  14. Warranties
  15. Intellectual Property
  16. Force Majeure
  17. Limitation of Liability
  18. Indemnity
  19. Ongoing Services, Renewal, Assignment, Termination & Client Conduct
  20. Fee Payments, Third-Party Accounts & Compliance
  21. Complaints
  22. Affiliates, Associated Entities & Global Liability Disclaimer
  23. Accuracy of Online Content & No Personal Liability
  24. Governing Law, Jurisdiction & Regulatory Compliance
  25. Final Provision: Accessibility & Electronic Execution

TERMS & CONDITIONS / TERMS OF BUSINESS

CHISTY LAW CHAMBERS LLP
Incorporation No. 0269333
Issuing Authority: Securities and Exchange Commission of Pakistan (SECP)
Office Address: 2nd Floor, Almas Tower, MM Alam Road, Gulberg II, Lahore, Pakistan.

Please read these Terms and Conditions / Terms of Business (“Terms”) carefully before instructing CHISTY LAW CHAMBERS LLP (Incorporation No. 0269333).

1. INTRODUCTION

1.1These Terms and Conditions (“Terms” or “Terms of Business”) apply to all services provided by CHISTY LAW CHAMBERS LLP ( “CLC LLP”, “we”, “us”, “our”) to any individual or entity (“Client”, “you”, “your”), unless expressly varied in writing.
1.2 By signing any agreement, contract, engagement letter, memorandum, or similar document or by paying any part of our fees, you confirm that you have read, understood and agreed to be bound by these Terms.
1.3 These Terms govern all instructions, agreements, addenda, variations, declarations, renewals and business dealings between CLC LLP and the Client. Unless expressly stated otherwise, these Terms apply to existing, continuing and future instructions and operate retrospectively to all ongoing/current instruction matters.
1.4 Your formal engagement of our services, whether by
(i) signing an agreement or engagement document,
(ii) issuing written or electronic confirmation of instruction, or
(iii) making any payment towards our fees constitutes full acceptance of and agreement to be bound by these Terms.
1.5 These Terms operate together with our Privacy Policy, Cookies Policy and Website Terms of Use published on our official website www.chistylawchambers.com or on any official CLC LLP social media platform. These may be updated without notice, and continued use of our services constitutes acceptance of the updated terms.

2. Scope of Services

2.1 Chisty Law Chambers LLP, a limited liability partnership incorporated in Pakistan under Incorporation No. 0269333 and registered with the Securities and Exchange Commission of Pakistan (SECP), provides legal and related professional services in accordance with the laws of Pakistan and within the scope permitted to law firms and advocates practising in Pakistan.

The Firm advises, represents, and assists clients in matters governed by the laws of Pakistan. All legal services are rendered by duly qualified advocates and professionals, and any ancillary consultancy, coordination, or administrative support services are provided strictly in support of such legal services and within the permitted activities of the Firm’s jurisdiction.

PAKISTAN Law:

  • Corporate, Commercial & Business Law
  • Criminal Law & White-Collar Defence
  • Banking, Finance & Debt Recovery
  • Real Estate, Property & Construction
  • Family Law & Succession
  • Employment & Labour Law
  • Taxation (Advisory & Litigation)
  • Intellectual Property (IP)
  • Regulatory & Compliance
  • Energy, Infrastructure & Public Procurement
  • Immigration / Citizenship Support (Pakistan-focused)
  • Notarial, Documentation & Legal Opinions
  • Corporate Services Support (CSP)
  • Project Management Services
  • Immigration Services

A. Corporate Services Support (CSP)

Provision of non-regulated business support, consultancy and coordination services, including:

2.1.1 Business setup advisory, facilitation and administrative support in Pakistan, the GCC (including the United Arab Emirates, Saudi Arabia, Qatar, Kuwait, Bahrain and Oman) and internationally, including but not limited to offshore and international jurisdictions such as Singapore, Hong Kong, Switzerland, Cyprus, Malta, Estonia, Mauritius, the British Virgin Islands, the Cayman Islands, Seychelles, Panama, United States, and worldwide subject to applicable laws, third-party requirements and regulatory approvals.

2.1.2 UK business setup advisory and facilitation, delivered where required through independently licensed partners, including HMRC-registered agents.
2.1.3 Market research and strategic intelligence.
2.1.4 Business consultancy and business management consultancy.
2.1.5 Business analysis and operational strategy development.
2.1.6 Coordination of specialist legal services through independent licensed partners, where appropriate.

Note: Chisty Law Chambers LLP provides legal advice and legal services strictly in accordance with the laws of Pakistan and within the scope permitted to advocates and law firms practising in Pakistan.

The Firm does not itself provide regulated fiduciary, trustee, fund administration, licensed corporate service provider (CSP), or other non-legal professional services that require separate regulatory authorisation. Where such services are required, they are obtained independently from duly licensed third-party providers, and any assistance by the Firm is limited to legal advisory or coordination support.

B. Project Management Services
Administrative and operational project management support, including:
2.1.7 Planning, coordination and oversight of project workflows.
2.1.8 Stakeholder and vendor coordination.
2.1.9 Progress tracking, documentation and reporting.
2.1.10 General implementation support.

Note: These services are administrative in nature and do not constitute regulated project consultancy, engineering, or technical services.

C.Immigration Services (Global Migration Consultancy)
Provision of non-regulated procedural and administrative assistance relating to immigration pathways in various jurisdictions, including but not limited to:

  • the United Kingdom,
  • European/Schengen states,
  • Canada,
  • United States,
  •  Australia,
  • New Zealand,
  • the GCC (including the United Arab Emirates, Saudi Arabia, Qatar, Kuwait, Bahrain and Oman)
  • and other international destinations.

2.1.11 Document preparation assistance and collation.
2.1.12 Scheduling, submission coordination and communication support.
2.1.13 General procedural guidance relating to immigration processes.

2.1.14 Immigration Assistance & Governmental Decision-Making

  • CLC LLP does not provide regulated immigration advice or representation in any jurisdiction.
  • CLC LLP does not claim, imply or suggest that it provides, facilitates, supervises or delivers regulated UK immigration advice or services within or outside the United Kingdom.
  • CLC LLP may assist Clients with global immigration matters through non-regulated administrative support and, where required, through its international partner network.
  • Where a business plan or similar document is required for immigration, licensing, visa, or other governmental or regulatory purposes, the underlying business concept, commercial rationale, assumptions, and innovative elements must originate from the Client. CLC LLP does not devise, validate, or guarantee the viability, originality, or approval of any business idea. CLC LLP’s role is limited to compiling, structuring, and presenting information provided by the Client in a format suitable for submission, without providing regulated immigration, legal, or financial advice.
  • CLC LLP and its partners prepare and submit applications in accordance with the Client’s instructions and in good faith; however, CLC LLP cannot influence, control, or guarantee any endorsement bodies, third-party, or governmental decisions.
  • CLC LLP is not part of any government, embassy, consulate or immigration authority.
  • CLC LLP is a private entity and does not have the authority to grant, issue, approve or guarantee the approval of any visa, immigration status, permit or governmental authorisation. All decisions relating to visas, permits and immigration applications rest exclusively with the relevant governmental or immigration authority.

2.1.15 Changes in Foreign or UK Immigration Laws, Policies or Visa Categories

  • Services are provided based on legislation, policies, and procedural guidance that are publicly available at the time the Services are performed. CLC LLP is not responsible for any inaccuracy, impact, or consequence arising from subsequent or non-public changes to such laws or policies.
  • If, before submission of the Client’s application, any relevant immigration authority (including UKVI or the Home Office) amends, suspends, restricts, or withdraws the applicable visa category, that route shall no longer be available. CLC LLP will notify the Client of such changes only once it becomes aware of them and may, where feasible, suggest alternative options consistent with the updated requirements.
  • No delay in preparation or submission of an application, whether caused by the Client, CLC LLP, third parties, or circumstances beyond either party’s control, shall give rise to liability on the part of CLC LLP where, during such delay, the relevant visa route is amended, suspended, or withdrawn. The Client remains solely responsible for monitoring all applicable immigration updates, eligibility criteria, and procedural requirements.

D.Pakistan Law & Foreign Legal Support
Facilitative and administrative support relating to legal matters governed by Pakistan law, including:
2.1.16 Coordination of instructions, documentation and communication through Pakistan-based legal professionals.
All legal advice, representation, drafting or advocacy is performed strictly by licensed Advocates and law firms in Pakistan. CLC LLP does not provide foreign legal advice.

  • Any assistance provided by CLC LLP in relation to Pakistan or any other foreign law is limited to liaison, coordination, or administrative support and does not constitute International or foreign legal services. All legal representation, filings, and formal legal work are carried out exclusively by duly licensed lawyers and authorised law firms in the relevant jurisdiction.
  • CLC LLP may introduce or refer Clients to or other foreign legal professionals. Each such entity operates as a separate and independent legal entity, acts entirely in its own capacity, and is not a subsidiary, branch, agent, or representative of CLC LLP.

E.Education Advisory Support
Provision of non-regulated educational guidance and coordination services, including:
2.1.17 Introductions to educational consultants, institutions and service providers.
2.1.18 Advisory support relating to educational pathways, programmes or institutional engagement.
CLC LLP does not issue academic qualifications, conduct assessments, or provide regulated educational services.

2.2 Service descriptions on the CLC LLP website or marketing materials are for general information purposes only. In the event of any inconsistency, these Terms and Conditions shall prevail.

2.3 Any bespoke or additional services must be expressly agreed in writing and documented in a Service Proposal, Engagement Letter, Memorandum of Understanding, or Contract. Such documents shall operate in conjunction with, and be governed by, these Terms and Conditions.


F. Non-Regulated Property Consultancy, Introductions & Jurisdictional Carve-Out

  • CLC LLP may provide non-regulated consultancy, introductory, referral and administrative support services in relation to property and real estate investment opportunities outside Pakistan, including GCC countries and the United Kingdom, and internationally. Such services may include the provision of market information, high-level project overviews, introductions to developers or counterparties, referral arrangements, and general strategic or administrative support.
  • In respect of international property and real estate opportunities located outside the Pakistan, CLC LLP does not act as a licensed real estate broker or estate agent. Where appropriate, CLC LLP may introduce or direct Clients to independent, RERA-licensed developers, brokers or associated partners for UAE-based property opportunities. Any regulated brokerage, marketing, negotiation or transactional activities in the UAE shall be carried out solely by such licensed third parties and not by CLC LLP.
    Outside the Pakistan and including GCC jurisdictions, the United Kingdom and internationally, CLC LLP may provide property-related consultancy, introductions or facilitation services to the extent permitted under applicable local laws and regulatory frameworks, and subject at all times to jurisdiction-specific requirements.
  • CLC LLP does not provide regulated financial advice, investment advice, estate agency services, fiduciary or trustee services, or other non-legal professional services requiring separate regulatory authorisation under Pakistan law or any foreign regulatory regime in any jurisdiction.
  • CLC LLP does not guarantee the performance, value, return, completion, suitability or profitability of any property or investment opportunity and does not control, manage, market or underwrite any development or real estate project. Any agreement for purchase, lease, investment or participation is entered into directly between the Client and the relevant developer, broker or third party, and CLC LLP shall not be a party to such agreements unless expressly agreed in writing.
  • All decisions are made entirely at the Client’s own discretion and risk. Clients are strongly advised to obtain independent, appropriately licensed legal, financial, tax and real estate advice prior to proceeding with any transaction.

3. Regulatory Status

3.1 Chisty Law Chambers LLP is a limited liability partnership incorporated in Pakistan under Incorporation No. 0269333 and registered with the Securities and Exchange Commission of Pakistan (SECP). The Firm operates as a law firm providing legal services under the laws of Pakistan, through duly qualified advocates and legal professionals.

3.2 In addition to its legal practice, CLC LLP may provide ancillary, non-legal administrative, coordination, consultancy, or referral services, strictly in support of or separate from its legal services and only to the extent permitted by applicable law. Such non-legal services do not constitute regulated legal, financial, fiduciary, immigration, or other professional services.

3.3 CLC LLP does not provide legal advice under the laws of any foreign jurisdiction. Any foreign-law, regulated immigration, fiduciary, financial, or other licensed services are provided solely by independent, duly authorised third-party professionals, and any assistance by CLC LLP is limited to administrative or coordination support.
These partners include, but are not limited to:

  • Vertex-UK Ltd – UK Company No. 12085483
  • Citi Venture Group Ltd – UK Company No. 11039098
  • The Education Group (Oxford) Ltd – UK Company No. 10770525
  • Chisty Law Chambers Limited – UK Company No. 10768907

3.4 CLC LLP acts solely as a facilitator or introducer when referring Clients to independent partners. CLC LLP does not supervise, manage, verify or assume responsibility for the quality, accuracy, outcomes or advice delivered by such partners.

4. Affiliates, Associated Entities & No Group or Cross-Liability Disclaimer

  • CLC LLP may work in coordination or association with other legal entities in the United Arab Emirates, the United Kingdom, Pakistan, or other jurisdictions, including entities under common ownership, management, branding, name, logo, or operating from shared or coordinated premises. Each such entity is a separate and independent legal entity, solely responsible for its own operations, staff, officers, services, contracts, regulatory compliance, representations, advice, obligations, and liabilities.
  • Any shared use of addresses, VOIP numbers, WhatsApp numbers, or other contact details by associated or affiliated entities is for communication or administrative convenience only. It shall not be construed as indicating shared offices, service provision, representation, agency, or any legal or operational connection, nor as implying that such entities provide services whether regulated or unregulated in each other’s jurisdictions.
  • CLC LLP does not assume, accept, or incur any liability for any act, omission, statement, assurance, advice, service, contract, negligence, or outcome of any partner, affiliate, associated entity, or any entity described as part of a “group” solely for branding or marketing purposes, or their respective personnel.
  • No such entity has any authority to bind or represent CLC LLP. Likewise, no other entity assumes any liability for the acts or services of CLC LLP.
  • Any similarity of name, branding, ownership, management, address, personnel, referrals, introductions, or operational cooperation shall not create any partnership, agency, joint venture, corporate group responsibility, joint and several liability, cross-liability, or shared legal or financial obligation. Clients contract solely with the specific legal entity expressly named in their agreement, engagement letter, proposal, or invoice, and no contractual relationship, right of claim, or transfer of liability arises against any other entity under any circumstances.

These organisations, associate partners are:
(a) United Kingdom
i. Citi Venture Group Ltd – Company No. 11039098
ii. Vertex-UK Ltd – Company No. 12085483
iii. Shape & Space Ltd – Company No. 10769732
iv. Cloutech Innovations Ltd – Company No. 11222677
v. Chisty Law Chambers Ltd – Company No.10768907
vi. The Education Group (Oxford) Ltd – Company No. 10770525
Registered office: 1 Grace House, Bessborough Road, Harrow, England, HA1 3EX
(b) United Arab Emirates
i. Cloutech Innovations FZ-LLC – Licence No. 47009624

Office: T2-10-M, Amenity Centre – RAKEZ, Al Jazeera Al Hamra, RAK, UAE
ii. Citi Venture Group – FZCO – License No. 24152

Office: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates.

4.1 Clarification of Entity Names, VOIP Numbers & Client Assumptions
4.1.1 CHISTY LAWCHAMBERS LTD – Company No. 10768907 is a separate and independent legal entity from CHISTY LAWCHAMBERS LLP (Pakistan – Incorporation No. 0269333) and from all other overseas partners or affiliates.

4.1.2 CHISTY LAWCHAMBERS LLP (Pakistan) provides UK immigration–related administrative support solely outside the United Kingdom and does not provide UK immigration advice or services within the UK, whether directly or in association with any other entity. It is not authorised or regulated by the UK Immigration Advice Authority (IAA) to provide regulated UK immigration advice.

The use of UK telephone numbers, VOIP numbers, WhatsApp numbers, UK address formats, or similar communication tools by overseas partners does not imply or evidence authorisation to provide regulated UK immigration advice.

5. Instructions, Contract Formation & Updates

5.1 A binding contract between the Client and CLC LLP is formed when any of the following occur, whichever happens first:
5.1.1 CLC LLP issues written confirmation accepting the Client’s instructions;
5.1.2 the Client signs an Engagement Letter, Service Agreement, MoU or Contract; or
5.1.3 the Client confirms acceptance of a Service Proposal and makes any required initial payment.

5.2 Each engagement is governed by:
5.2.1 these Terms and Conditions;
5.2.2 any Service Proposal, Engagement Letter or Contract issued to the Client; and
5.2.3 the relevant parts of CLC LLP’s Disclaimer and Website & Social Media Terms, where applicable to the subject matter.

5.3 CLC LLP may update these Terms from time to time. The version in force at the time of entering into a new engagement will apply to that engagement. For ongoing or long-term engagements, CLC LLP may notify the Client of any material changes; where permitted by law, the Client’s continued use of CLC LLP’s services following such notice shall constitute acceptance of the updated Terms.

5.4 In the event of any inconsistency:
5.4.1 these Terms and Conditions take priority over any marketing materials, website content or brochures; and
5.4.2 a signed Service Proposal, Engagement Letter or Contract will prevail over these Terms, but only to the extent of the conflict and only where expressly stated in writing.

6. Client Responsibilities

6.1 Information, Accuracy & Updates
The Client shall provide CLC LLP with all information, documents, records, evidence, and payments required to perform the Services. All information must be complete, accurate, truthful, authentic, and up to date, and the Client must promptly notify CLC LLP of any material change in circumstances, documents, personal details, or contact information.

6.2 Use and Disclosure of Information
The Client authorises CLC LLP to use, process, and disclose Client information for the purpose of delivering the Services, including disclosure to third parties such as immigration authorities, educational institutions, endorsement bodies, free zone authorities, government departments, overseas partners, and other service providers where reasonably required.

6.3 Third-Party Documentation
The Client is solely responsible, at their own cost, for obtaining any licence, permit, certificate, qualification, letter, or other documentation required by CLC LLP, any authority, partner, or third party.

6.4 Scope Changes & Additional Fees
Any change to the agreed scope of work or variation requiring additional work shall be subject to additional professional fees and third-party charges. CLC LLP is under no obligation to undertake additional or amended work until such fees are agreed in writing.

6.5 Reliance on Client Information
CLC LLP may rely on all information, documents, and declarations provided by or on behalf of the Client without independent verification and shall not be liable for any loss, delay, refusal, rejection, or consequence arising from inaccurate, incomplete, misleading, falsified, or forged information.

6.6 Client Warranties
The Client warrants, represents and undertakes that:
6.6.1 to the best of their knowledge, they have a clean criminal and personal record; and
6.6.2 all documents and information provided to CLC LLP are accurate, authentic and complete.

6.7 Failure to Comply
If the Client fails to provide required information, documents, or payments within specified or notified timeframes, CLC LLP may treat the Contract as null and void, all fees paid shall remain non-refundable, and CLC LLP shall have no further obligation to act.

6.8 Conduct
Abusive, threatening, intimidating, harassing, or unreasonable behaviour toward CLC LLP or its directors, staff, contractors, partners, or representatives may result in immediate suspension or termination of Services without refund and without prejudice to any legal rights.

6.9 Independent Advice
The Client is responsible for obtaining independent legal, tax, financial, or specialist advice where required. CLC LLP does not provide UK legal advice or any regulated professional advice unless expressly agreed in writing.

7. Liability for Third-Party Handling of Documents

7.1 CLC LLP is not liable for documents lost, damaged or misdirected by:
• courier companies,
• postal services,
• consular offices,
• immigration authorities, or
• any other third-party organisation.

8. Fees, Invoices, Contract Formation & Payments

8.1 Contract Formation & Fee Validity
Any quoted fee is indicative only and does not constitute a contractual offer. A binding contract arises when the earliest of the following occurs:
(a) CLC LLP issues written acceptance (including by email);
(b) the parties sign or countersign an agreement, engagement letter, or MoU; or
(c) the Client accepts a service proposal and makes the required initial payment.
Unless stated otherwise, quotations are valid for fourteen (14) days and may thereafter be amended or withdrawn at CLC LLP’s discretion.

8.2 Commencement of Services
Services will commence only upon receipt of cleared funds for the required fee or agreed initial stage payment, or in accordance with an agreed staged payment structure. Payment of the initial fee constitutes confirmation that the agreement is final, binding, and irrevocable.

8.3 Fees, Currency & Taxes

Fees are set out in the relevant quotation, proposal, or contract and may be fixed, staged, time-based, or hybrid.

Unless expressly stated otherwise in writing, all fees are quoted and payable in Pakistan Rupees (PKR) and are exclusive of applicable taxes, duties, levies, and withholding obligations in Pakistan (including any sales tax on services, withholding tax, or other taxes imposed by law), which shall be charged or deducted as applicable.

Where fees are quoted or invoiced in a foreign currency, the applicable exchange rate, conversion basis, and any bank/intermediary charges shall be dealt with in accordance with Clause 8.14.

8.4 Invoicing & Payment Terms
Invoices are payable within seven (7) days of issue unless agreed otherwise. Late payment may result in suspension or termination of services, and CLC LLP may charge interest and reasonable recovery costs to the extent permitted by applicable Pakistan law.

8.5 Methods of Payment
Payments must be made in full, without set-off or deduction (except for any mandatory withholding required by law), by any method approved by CLC LLP, including:
(a) bank transfer (local or international);
(b) cheque or pay order (subject to clearance);
(c) card payments or authorised payment gateways (where available); and
(d) cash payments where permitted by applicable law and subject to CLC LLP’s internal compliance and verification requirements.

The Client shall be responsible for all bank charges, intermediary fees, and transfer costs. CLC LLP may require additional information or documentation to verify the payer, source of funds, and payment purpose in accordance with its compliance obligations, and may suspend or refuse acceptance of any payment where compliance concerns arise (without prejudice to Clause 20.3).

8.6 Standing Orders & Recurring Payments
Cancellation of a standing order or recurring payment arrangement other than following lawful termination may incur a reinstatement fee of PKR 10,000.00, together with any overdue sums.

8.7 No-Refund Policy
Unless expressly agreed in writing, all fees are strictly non-refundable in all circumstances, including withdrawal of instructions, refusal or delay by any authority, loss of eligibility, events beyond CLC LLP’s control, or breach by the Client. Where permitted by law, CLC LLP may remain entitled to the full contractual fee upon termination.

8.8 Client Withdrawal & Outstanding Charges
If the Client terminates instructions, CLC LLP may invoice for all work performed, non-cancellable third-party costs, and reasonable administrative charges. CLC LLP may retain Client documents until all outstanding sums are settled, to the extent permitted by law.

8.9 Disbursements & Third-Party Costs
The Client is responsible for all third-party costs and disbursements, including government fees, translations, professional partner fees, courier charges, and foreign authority costs. Such costs may fluctuate and will be charged at the actual amount incurred.

8.10 Variations & Ongoing Services
Material changes to scope or additional tasks may result in revised fees, notified in advance where practicable. For ongoing services, CLC LLP may apply periodic fee increases with not less than seven (7) days’ written notice.

8.11 Suspension for Non-Payment
CLC LLP may suspend or withhold services where payment is overdue, disputed, partially made, or reduced by bank or intermediary charges, without prejudice to its right to recover all sums due.

8.12 Acceptance & Binding Effect
Execution of any agreement or MoU renders these Terms binding. The Client may decline services before substantive work begins; however, any fees paid remain non-refundable in accordance with Clause 8.7.

8.13 Payment Accounts
Payments may be directed, where expressly stated, to accounts held by CLC LLP, its directors, or associated entities, as identified in the relevant invoice or agreement, and shall constitute valid discharge of the Client’s payment obligation.

8.14 Currency, Exchange Rates, Withholding & Foreign Charges
Unless expressly stated otherwise in writing, all fees are payable in Pakistan Rupees (PKR).

Where fees are invoiced or paid in a foreign currency, the exchange rate applied shall be the rate used by CLC LLP’s bank or payment provider on the date funds are received. The Client bears all exchange-rate risks, conversion costs, and bank or intermediary charges, and payments shall be made so that CLC LLP receives the full invoiced amount.

Any withholding tax or deduction required by applicable law shall be borne by the Client, who shall gross up the payment (unless agreed otherwise in writing) and promptly provide valid evidence of deduction and deposit. Services may be suspended until cleared funds and required documentation are received.

All payments remain subject to CLC LLP’s AML, CTF, sanctions, and financial-crime compliance obligations, and no liability shall arise from any delay, refusal, return, or reporting of funds undertaken in good faith to comply with Pakistan law.

9. Changes to Scope, Suspension, Termination & Assignment

9.1 Variations to Scope
Any change or addition to the agreed scope of work may result in revised or additional fees. CLC LLP is under no obligation to commence any varied or additional work until such fees are agreed in writing.

9.2 Commencement
These Terms and the Agreement commence on the date of execution by the Client, unless otherwise agreed in writing.

9.3 Suspension & Termination for Breach, Non-Payment or Misconduct
CLC LLP may suspend or terminate the Agreement immediately by written notice if the Client:
(a) commits a material breach of the Agreement or these Terms and, where capable of remedy, fails to rectify such breach within fifteen (15) days of notice;
(b) fails to pay any fee or invoice within fifteen (15) days of the due date or execution of the Agreement; or
(c) engages in conduct that is abusive, aggressive, unreasonable, unlawful, or reasonably likely to harm CLC LLP’s reputation, goodwill, or legitimate interests.
Suspension may occur without prior notice where payment is delayed, disputed, or overdue.

9.4 Termination for Convenience
Either party may terminate the Agreement for convenience by giving not less than thirty (30) days’ written notice, subject to all outstanding sums being paid in full.

9.5 Client Withdrawal
The Client may terminate instructions at any time by written notice; however:

  • all fees paid are strictly non-refundable;
  • the Client remains liable for the full contractual fee (to the extent permitted by law); and
  • all non-cancellable third-party costs remain payable.

9.6 Consequences of Termination
Upon suspension or termination for any reason:

  • all outstanding fees, expenses and disbursements become immediately due and payable;
  • CLC LLP is entitled to fees for completed work and reasonable compensation for work in progress;
  • no refunds shall be issued; and
  • CLC LLP shall not be liable for any loss or consequence arising from the Client’s decision to terminate, dispute, or discontinue the Agreement.

9.7 Dispute-Related Suspension
In the event of any dispute, CLC LLP may suspend or terminate Services immediately, without prejudice to its rights to recover all sums due.

9.8 Retention of Documents
CLC LLP may retain the Client’s documents, data and work product until all outstanding fees and costs are settled, after which records will be retained or securely destroyed in accordance with CLC LLP’s data-retention policies and applicable law.

9.9 Assignment
The Client may not assign, transfer or subcontract any rights or obligations under the Agreement without CLC LLP’s prior written consent. CLC LLP may assign or subcontract its obligations, remaining responsible for its subcontractors’ acts and omissions.

9.10 Survival
Clauses relating to fees, payments, limitation of liability, indemnity, confidentiality, data protection, intellectual property and records retention shall survive termination or expiry of the Agreement.

10. Confidentiality, Data Protection, Client Conduct & Compliance

A. Confidentiality

10.1 Confidential Information
Each party shall keep confidential all information disclosed by the other that is reasonably understood to be confidential, including business, financial, technical, personal, commercial, operational and strategic information, whether provided orally, electronically or in writing.
10.2 Permitted Disclosure
Confidential Information may be disclosed only where necessary to perform the Services, required by applicable law, court order, governmental or regulatory authority, or AML obligations, to protect or enforce CLC LLP’s legal rights, or where expressly authorised in writing.
10.3 Client Obligations
The Client shall use CLC LLP’s Confidential Information solely for the purposes of the Agreement and shall not disclose it to any third party, including family members or business associates, without CLC LLP’s prior written consent.
10.4 Return and Survival
Upon request, the Client shall return or securely destroy CLC LLP’s Confidential Information. Confidentiality obligations survive termination or expiry of the Agreement.


B. Data Protection, AML & Regulatory Compliance

10.5 Data Protection
CLC LLP complies with all applicable data protection and privacy laws of Pakistan, including the Pakistan Electronic Crimes Act, 2016 (PECA), and any data protection or privacy legislation, rules, regulations, or guidelines enacted or notified from time to time. Personal data is collected, processed, stored, and disclosed in accordance with applicable law and CLC LLP’s Privacy Policy.
10.6 Information Sharing
CLC LLP may share Client information with authorities, overseas partners, professional advisers (for administrative purposes only), service providers, educational institutions, endorsement bodies where reasonably required to deliver the Services or comply with legal obligations. CLC LLP is not responsible for the acts or omissions of such third parties.
10.7 AML, Identity Verification & Reporting
CLC LLP may conduct client due diligence (CDD), enhanced due diligence (EDD), and fraud-prevention checks and may disclose information to regulators, financial institutions or law-enforcement bodies as required by Pakistan law. CLC LLP shall not be liable for unlawful acts committed by the Client and the Client shall indemnify CLC LLP for losses arising from the Client’s misconduct or non-compliance.


C. Client Conduct, Restrictions & Remedies

10.8 Non-Interference & Delegation
The Client shall not subcontract, assign, delegate or interfere with the Services, CLC LLP’s processes, staff, partners or representatives without CLC LLP’s prior written consent.
10.9 Prohibited Conduct
Abusive, threatening, intimidating, defamatory, harassing, hostile, unlawful or unreasonable conduct whether in person, online or otherwise towards CLC LLP or its personnel constitutes a material breach.
10.10 Cyber Misuse & Online Conduct
The Client shall not publish false or harmful content about CLC LLP, engage in cyber misuse, attempt unauthorised access to systems, or undertake any activity that damages CLC LLP’s reputation, systems or personnel.
10.11 Remedies
In the event of any breach of this Section, CLC LLP may immediately suspend or terminate the Agreement without notice, retain all fees paid, restrict access, report the matter to competent authorities, and pursue injunctive relief, damages or any remedy available under Pakistan law. The Client shall indemnify CLC LLP for all resulting losses, costs and liabilities.


D.Accuracy of Client Information

10.12 Reliance on Client Information
CLC LLP may rely on all information and documents supplied by the Client without independent verification. The Client is solely responsible for ensuring accuracy, completeness and truthfulness.
10.13 Consequences of Inaccuracy
CLC LLP shall not be liable for any loss, delay, refusal or adverse outcome arising from inaccurate, incomplete, misleading, falsified or forged information. Where such issues prevent proper service delivery, CLC LLP may suspend or terminate the Services without refund.

11. Third-Party Professionals & Referrals

11.1 Where CLC LLP introduces, refers, or connects the Client to any third-party professional or service provider (including immigration advisers, law firms, accountants, consultants, educational institutions, or overseas providers), any engagement or contract is entered into solely between the Client and that third party.

11.2 CLC LLP does not supervise, manage, control, endorse, verify, or assume any responsibility or liability for the acts, omissions, advice, services, performance, fees, or outcomes of any third party. The Client remains solely responsible for conducting their own due diligence, including reviewing the third party’s regulatory status, qualifications, terms, fees, and scope of services.

11.3 CLC LLP may receive or pay referral fees or commissions in connection with such introductions; however, this does not constitute an endorsement, guarantee, agency, partnership, or joint venture, nor does it affect the Client’s responsibility to assess the suitability of the third-party provider, which operates independently under its own legal and regulatory obligations.

12. Internet, Technical, Security & Online Marketing Services

12.1 Technical & Platform Services
Where CLC LLP provides web-based, online, digital, technical, or platform-related services, it may update, modify, or maintain technical components from time to time to ensure functionality, compatibility, or security. Basic updates may be provided at CLC LLP’s discretion. Any major upgrades, redesigns, integrations, enhancements, or development work may incur additional fees, which will be notified in advance where practicable.

12.2 Security & Cyber Risk
Unless expressly agreed otherwise in a separate written agreement, CLC LLP accepts no responsibility or liability for any cyber incident, security breach, malware, hacking, unauthorised access, data compromise, or disruption affecting any website, system, platform, or digital asset. In all cases, CLC LLP’s liability is strictly limited to the scope expressly agreed in writing.

12.3 Online Marketing & Advertising
Where online marketing, advertising, analytics, or promotional services form part of the agreed scope, the Client acknowledges that laws, regulations, platform policies, compliance rules, and third-party requirements may change at any time and may affect existing or previously approved materials. CLC LLP shall not be liable for any restriction, removal, delay, loss, disruption, cost, or reputational impact arising from such changes.

12.4 External Platform & Regulatory Changes
While CLC LLP may use reasonable efforts to update materials when notified of relevant changes, it does not guarantee ongoing approval, visibility, performance, or compliance of online content, nor does it assume liability for outcomes resulting from factors beyond its reasonable control.

13. Delivery, Performance & Completion

13.1 Standard of Performance & Timeframes
CLC LLP shall provide the Services with reasonable skill, care, and professionalism. Any dates, milestones, timelines, or schedules provided are estimates only and are not binding unless expressly agreed in writing. Time shall not be of the essence unless explicitly stated, and delay shall not constitute a breach.

13.2 Delays & Events Beyond Control
CLC LLP shall not be liable for any delay, suspension, or failure in performance arising from circumstances beyond its reasonable control, including changes in laws, regulations, criteria, fees or procedures, force-majeure events, or the acts or decisions of third-party authorities, institutions, or partners. Any termination arising from such delays shall not entitle the Client to a refund or compensation.

13.3 Client-Caused Delays
CLC LLP is not responsible for delays caused by the Client, including failure to provide timely, accurate, or complete information, lack of cooperation, changes in circumstances, or Client negligence. Such delays do not entitle the Client to reject Services, claim refunds, or repudiate the Agreement.

13.4 Applications & Third-Party Decisions
Where Services involve applications to immigration authorities, educational institutions, endorsement bodies, free zone authorities, or other third parties, CLC LLP may assist in preparation or submission but does not guarantee or predict any outcome. All decisions remain solely at the discretion of the relevant authority, and CLC LLP shall not be liable for refusals, delays, withdrawals, or adverse outcomes, including changes to eligibility criteria, programme availability, processing times, fees, or requirements.

13.5 Conflicts & Communication
If a potential or actual conflict of interest arises, CLC LLP may seek further instructions and determine, at its discretion, whether to continue acting. Communications will be sent to the most recent contact details provided, and CLC LLP shall not be liable for consequences arising from outdated contact information or reliance on unrelated third-party information.

13.6 Completion of Services
Services are deemed completed when CLC LLP has performed the agreed work, delivered or submitted the relevant deliverables, or notified the Client that the work product is ready for review or use.

13.7 Force Majeure
Where performance becomes impossible or materially impracticable due to a force-majeure event, CLC LLP may suspend or vary the Services or treat the Agreement as discharged, without liability or refund obligation.

14. Warranties

14.1 Client Warranties
The Client warrants, represents, and undertakes that:

(a) all information, documents, records, data, and materials supplied to CLC LLP are lawful, accurate, complete, authentic, current, and not misleading;
(b) the Client has full authority and capacity to provide such information and to instruct CLC LLP;
(c) no information or document provided infringes any third-party rights or violates any applicable law; and
(d) the Client will promptly notify CLC LLP of any material change in circumstances, facts, documentation, or instructions that may affect the Services.

14.2 Reliance on Client Information

CLC LLP is entitled to rely entirely on all information, documents, representations, and instructions supplied by or on behalf of the Client without independent verification.

CLC LLP shall not be liable for any loss, delay, refusal, rejection, adverse outcome, or consequence arising from any inaccurate, incomplete, outdated, misleading, falsified, or forged information or documents provided by the Client.

14.3 CLC LLP Warranty & Exclusions
CLC LLP warrants only that it will perform the Services with reasonable skill, care, and diligence, in accordance with the applicable laws of Pakistan and, where legal services are provided, in accordance with the professional standards applicable to advocates and law firms practising in Pakistan.

Except as expressly agreed in writing, no other warranties, conditions, representations, or undertakings (whether express or implied) are given, including any implied warranties of fitness for a particular purpose or satisfactory quality, to the maximum extent permitted by Pakistan law.

CLC LLP does not guarantee any outcome or result and shall not be responsible for the decisions, actions, timelines, criteria, or performance of any court, tribunal, regulator, government department, embassy, consulate, immigration authority, educational institution, endorsement body, bank, financial institution, service provider, or other third party.

Without limitation, CLC LLP does not guarantee the grant, approval, renewal, timing, or success of any visa, immigration status, licence, permit, authorisation, endorsement, admission, enrolment, eligibility assessment, fee determination, or other governmental or third-party decision or process.

14.4 Consequences of Breach

If the Client breaches any warranty, representation, or undertaking under this Section, CLC LLP may, without prejudice to any other rights or remedies available under Pakistan law:

(a) suspend or terminate the Services immediately;
(b) decline to continue acting;
(c) retain all fees paid, to the extent permitted by law; and
(d) recover any loss, damage, cost, or expense incurred as a result of such breach.

15. Intellectual Property

15.1 Ownership
Unless expressly agreed otherwise in writing, all Intellectual Property Rights arising from or in connection with the Services including documents, templates, reports, methodologies, processes, systems, software, digital content, know-how, and materials—shall vest in and remain the exclusive property of CLC LLP or its licensors. No ownership rights are transferred to the Client.

15.2 Limited Licence
Subject to full payment of all fees, CLC LLP grants the Client a non-exclusive, non-transferable, non-assignable, revocable licence to use the deliverables solely for the Client’s internal use and only in relation to the specific matter for which they were created. The licence does not permit reuse, sharing, commercial exploitation, or use for any other purpose and may be withdrawn upon breach.

15.3 Prohibited Use
Without CLC LLP’s prior written consent, the Client shall not copy, modify, distribute, disclose, resell, sublicense, reverse engineer, or create derivative works from any CLC LLP materials, nor remove any proprietary notices. Any unauthorised use constitutes a material breach.

15.4 Third-Party IP
Any third-party intellectual property incorporated into the deliverables remains the property of the relevant owner and is subject to its licence terms. No additional rights are granted to the Client.

15.5 Termination of Licence
The licence terminates automatically upon expiry or termination of the Agreement, non-payment, or breach. Upon termination, the Client must immediately cease use and return or securely destroy all copies upon request. CLC LLP reserves the right to seek injunctive relief or damages.

15.6 Reservation of Rights
All rights not expressly granted are reserved by CLC LLP.

16. Force Majeure

16.1 Definition of Force Majeure Event

A “Force Majeure Event” means any event, circumstance or combination of events beyond the reasonable control of Chisty Law Chambers LLP (“CLC LLP”) which prevents, delays, disrupts, restricts, renders impracticable, or materially affects the performance of any part of the Services, whether temporarily or permanently.

Force Majeure Events include, without limitation:

(a) pandemics, epidemics and public-health emergencies, including COVID-19, SARS, MERS, influenza outbreaks, variants, mutations, resurgences, or similar events;
(b) governmental, regulatory, judicial or public-authority actions or inactions, including lockdowns, quarantines, social-distancing mandates, travel restrictions, border closures, emergency regulations, sanctions, institutional closures, or public-health directives in the United Kingdom or any other jurisdiction relevant to the Services;
(c) suspension, modification or withdrawal of laws, regulations, policies, visa routes, licensing regimes, corporate frameworks, filing systems, compliance requirements, governmental procedures, or regulatory guidance by any authority, registry, regulator, free zone, ministry, department, or governmental body;
(d) closure, reduced operation or disruption of government offices, registries, banks, free zones, embassies, consulates, corporate service providers, professional firms, partner institutions, developers, educational institutions, endorsement bodies, or other third-party facilities upon which the Services rely;
(e) failure, unavailability or interruption of utilities, telecommunications, internet services, hosting providers, accounting software, corporate platforms, government portals, cloud platforms, document-management systems, verification systems, or third-party service platforms;
(f) cyber incidents, data breaches, hacking, malware, ransomware, denial-of-service attacks or system-wide outages not caused by CLC LLP’s wilful misconduct or gross negligence;
(g) strikes, industrial disputes, labour shortages, staff illness, travel disruptions, contractor or supplier unavailability, or the failure, delay or non-performance of third-party service providers or partners;
(h) natural disasters, extreme weather events, earthquakes, floods, fires or acts of God;
(i) war (whether declared or not), terrorism, civil unrest, riots, insurrection, political instability, sanctions, embargoes, or national or regional emergencies; and
(j) any other event, circumstance or cause which CLC LLP could not reasonably foresee, prevent or overcome with the exercise of reasonable diligence.

16.2 Effect of Force Majeure

Where a Force Majeure Event occurs, CLC LLP shall not be deemed to be in breach of these Terms or any Agreement, nor liable for any delay, suspension, interruption or failure in performance to the extent caused by such Force Majeure Event.

16.3 Alternative Service Arrangements

In the event of a Force Majeure Event, CLC LLP may, at its sole discretion and without liability, take such steps as it reasonably considers appropriate, including (without limitation):

(a) modifying the method, timing, sequencing or mode of delivery of the Services;
(b) reallocating resources, personnel or third-party providers;
(c) postponing, rescheduling or reorganising administrative, consultancy, coordination, referral or brokerage activities; or
(d) suspending all or part of the Services for such period as CLC LLP reasonably considers necessary.

Any such actions shall not constitute a breach of contract, misrepresentation, frustration, or failure of consideration.

16.4 No Right to Refund or Compensation

To the fullest extent permitted by applicable law, the occurrence of a Force Majeure Event — including COVID-19 or any future pandemic — shall not entitle the Client to:

  • any refund of fees;
  • any reduction, waiver or credit of fees; or
  • any claim for compensation, damages or loss,

where CLC LLP has already commenced Services, allocated resources, incurred costs, performed administrative, consultancy or coordination work, facilitated introductions, coordinated third-party services, or made reasonable alternative arrangements.

16.5 Extended Force Majeure

If a Force Majeure Event continues for a prolonged period such that performance becomes impossible, unlawful, or commercially impracticable, CLC LLP may terminate or vary the Agreement by written notice.

All fees paid shall remain non-refundable, and the Client shall remain liable for:

  • Services performed up to the effective date of termination; and
  • any non-cancellable third-party costs, commitments or liabilities incurred by CLC LLP.

16.6 Third-Party Decisions During Force Majeure

CLC LLP shall not be liable for any decision, delay, suspension, withdrawal, refusal, cancellation or modification imposed by any government, authority, registry, bank, free zone, embassy, consulate, regulator, endorsement body, professional firm, educational institution, developer, partner institution, service provider or technology platform arising from, connected with, or occurring during a Force Majeure Event.

COVID-19 Informative Note (Non-Contractual)

This note is provided for general information only and does not form part of the Agreement.

For the avoidance of doubt:

  • COVID-19, including all variants, mutations and related public-health measures; and
  • any future pandemic, epidemic or comparable public-health emergency

are expressly included within the definition of a Force Majeure Event under Clause 16.

17. Limitation of Liability

17.1 Non-Excludable Liability
Nothing in these Terms shall exclude or limit liability for fraud or fraudulent misrepresentation, wilful misconduct, death or personal injury caused by negligence (where unlawful to exclude), or any liability which cannot lawfully be limited or excluded under Pakistan law.

17.2 Financial Cap
Subject to clause 17.1, CLC LLP’s total aggregate liability arising under or in connection with the Agreement, whether in contract, tort (including negligence), misrepresentation, breach of statutory duty or otherwise, shall not exceed the total fees actually paid by the Client for the specific engagement giving rise to the claim.

17.3 Excluded Losses
To the fullest extent permitted by Pakistan law, and subject to clause 17.1, CLC LLP shall not be liable for any indirect, special, punitive or consequential loss, or for any loss of profit, revenue, business, opportunity, goodwill, anticipated savings or economic advantage, nor for losses arising from:

  • decisions, delays or actions of any authority, institution or third party;
  • changes in law, policy, criteria, procedures or fees;
  • force-majeure events, pandemics or natural disasters;
  • delays or termination initiated by the Client; or
  • inaccurate, incomplete, misleading, falsified or forged information supplied by the Client.

17.4 Performance & Delay
CLC LLP shall perform the Services with reasonable professional skill and care. Any timelines or delivery dates are estimates only unless expressly agreed in writing. CLC LLP shall not be liable for delays or non-performance caused by circumstances beyond its reasonable control or third-party requirements. Any termination arising from such delays shall not entitle the Client to any refund or compensation.

17.5 Force Majeure
CLC LLP shall not be liable for any failure or delay in performance to the extent caused by a Force Majeure Event.

17.6 Reasonableness
The Client acknowledges that the exclusions and limitations in this Section are reasonable and proportionate having regard to the nature of CLC LLP’s services, the fees charged, and reliance on third-party decision-makers.

17.7 No Personal Liability
To the fullest extent permitted by Pakistan law, no director, officer, employee, consultant, agent or representative of CLC LLP shall incur any personal liability in connection with the Services or the Agreement.

18. Indemnity

18.1 Client Indemnity
The Client shall fully indemnify and hold harmless CLC LLP, its directors, officers, employees, consultants and agents from and against all claims, losses, liabilities, damages, costs, expenses (including full legal fees), actions or proceedings arising out of or in connection with:

  • any breach of these Terms or the Agreement by the Client;
  • any act, omission, misconduct, negligence or default of the Client or persons acting on the Client’s behalf;
  • inaccurate, incomplete, misleading, falsified or forged information or documents supplied by the Client;
  • CLC LLP’s reliance on the Client’s instructions, declarations or information;
  • any unlawful, improper or suspicious activity by the Client, including AML/CTF breaches;
  • infringement of intellectual-property rights, breach of confidentiality, or violation of applicable laws; or
  • any content, data or materials provided or published by the Client that are unlawful, defamatory, harmful or infringing.

18.2 Reliance on Client Information
CLC LLP may rely entirely on information and documents provided by the Client without verification. The Client remains solely responsible for their accuracy and for all consequences arising from their use.

18.3 Scope & Survival
The indemnities in this Section apply to claims arising in contract, tort (including negligence), breach of statutory duty or otherwise, are cumulative, and shall survive termination or expiry of the Agreement.

19. Ongoing Services, Renewal, Assignment, Termination & Client Conduct

19.1 Ongoing Services & Renewal
Where CLC LLP provides ongoing, retained or recurring services, the minimum contractual term shall be twelve (12) months from commencement unless otherwise agreed in writing. The Agreement shall automatically renew for successive twelve (12)-month periods unless the Client gives not less than one (1) month’s prior written notice of non-renewal. All fees for any renewal period become payable upon renewal.

19.2 Assignment & Subcontracting
The Client may not assign, transfer, subcontract or dispose of any rights or obligations under the Agreement without CLC LLP’s prior written consent, and any unauthorised assignment shall be void. CLC LLP may subcontract or delegate performance of the Services at its discretion and remains responsible for its subcontractors in respect of the contracted Services.

19.3 Termination
Either party may terminate the Agreement by written notice. Upon termination for any reason, all accrued fees, disbursements and expenses become immediately payable, all fees paid remain non-refundable, and CLC LLP may retain Client documents, data or materials until all outstanding sums are settled, to the extent permitted by Pakistan law.

19.4 Immediate Suspension or Termination for Conduct
CLC LLP may suspend or terminate the Agreement immediately and without notice where the Client engages in abusive, threatening, harassing, defamatory, aggressive or inappropriate conduct, or where the Client’s behaviour harms or is reasonably likely to harm CLC LLP’s reputation, goodwill or legitimate interests, or constitutes misconduct under these Terms. All fees paid remain non-refundable and outstanding sums remain payable.

19.5 Client Restrictions & Conduct
The Client shall not interfere with or attempt to influence CLC LLP’s performance of the Agreement, exert undue pressure on CLC LLP or its personnel, or engage any third party to act in relation to the Services without CLC LLP’s prior written consent. CLC LLP retains sole discretion to determine whether conduct is inappropriate or harmful.

19.6 Appointments, Access & Identity Verification
All visits to CLC LLP or any affiliated, associated or partner premises are strictly by prior confirmed appointment. For security, AML/CTF, regulatory and data-protection purposes, Clients and visitors must provide valid photographic identification and any requested verification before any meeting or document handover. CLC LLP may refuse access or services where identification is not provided, appointments are not confirmed, security protocols are breached, or behaviour is inappropriate, and such refusal shall not constitute a breach or give rise to any claim, liability, refund or compensation.

19.7 Remedies for Breach
If the Client breaches the Agreement or causes loss or detriment to CLC LLP, CLC LLP may, without prejudice to any other rights, suspend or terminate the Agreement, retain all fees paid, recover losses and legal costs, seek injunctive or protective relief, and pursue any remedies available under Pakistan law. All remedies are cumulative.

20. Fee Payments, Third-Party Accounts & Compliance

20.1 Payment Routing via Overseas Partner Accounts
CLC LLP may, at its discretion, permit the Client to remit fees payable to CLC LLP into a designated bank account of an overseas partner, affiliate, or associated entity, or accept payments intended for such entities into a CLC LLP account, strictly as an administrative convenience. Any such arrangement does not alter the contractual relationship, which remains exclusively between the Client and the relevant contracting entity, nor does it create any service obligation, contract, or legal relationship with any other entity unless expressly agreed in writing.

20.2 No Assumption of Liability or Relationship
The receipt, transfer, or facilitation of payments shall not constitute any assumption of responsibility, liability, oversight, endorsement, supervision, or control by CLC LLP in respect of any overseas partner’s services, nor vice versa. No partnership, joint venture, agency, fiduciary relationship, mutual guarantee, or shared liability is created. Each entity remains a separate and independent legal entity, solely responsible for its own services, acts, omissions, and obligations.

20.3 AML, Sanctions & Compliance Checks
All payments made to or facilitated by CLC LLP are subject to applicable Pakistan AML, CTF, sanctions, and financial-crime compliance requirements. CLC LLP may, at its sole discretion and in good faith, suspend, delay, decline, freeze, return, or report any payment where verification of identity, source or purpose of funds is unsatisfactory, documentation is not provided, or compliance concerns arise, including reporting to the Pakistan Financial Intelligence Unit where required by law.

20.4 No Liability for Compliance Actions
CLC LLP shall not be liable for any delay, refusal, suspension, return, or non-processing of funds resulting from compliance checks, verification procedures, regulatory requirements, or actions taken to comply with Pakistan law. No refund, compensation, or liability shall arise from such actions.

20.5 Administrative Facilitation Only
Any facilitation of payments between Clients and overseas partners is administrative only and does not impose any duty of care, monitoring, supervision, or verification obligation on CLC LLP in respect of the services or performance of any other entity.

21. Complaints

21.1 Informal Resolution
CLC LLP aims to provide services with professionalism and care. Any concerns or dissatisfaction should first be raised informally with the Client’s primary point of contact to allow prompt resolution.

21.2 Formal Complaints
If a matter is not resolved informally, the Client may submit a written complaint to CLC LLP’s management by email to admin@chistylawchambers.com or by post to CLC LLP’s office address. CLC LLP will acknowledge receipt and endeavour to provide a substantive response within a reasonable period, normally within ninety (90) working days, depending on the nature and complexity of the complaint. This procedure is internal only and does not imply any regulatory oversight or regulated complaints framework.

22. Affiliates, Associated Entities & Global Liability Disclaimer

22.1 Independent Legal Status
CHISTY LAW CHAMBERS LLP (“CLC LLP”), Incorporation No. 0269333, registered with SECP may maintain commercial, administrative, branding or referral associations with independently registered entities in the United Arab Emirates, the United Kingdom, Pakistan or other jurisdictions. Such associations are commercial in nature only and do not create any partnership, joint venture, agency, parent–subsidiary relationship, group control, or shared liability. Each entity remains legally and financially independent.

22.2 Use of Contact Details & Enquiries
Where CLC LLP contact details are displayed or used by associated or affiliated entities, this does not imply common identity, control, supervision, or shared responsibility. Enquiries received by CLC LLP through such contact details may, at CLC LLP’s discretion, be addressed by providing basic or administrative information, information relating solely to CLC LLP’s licensed services, or referral back to the relevant entity. CLC LLP is not responsible for, and does not guarantee or negotiate, any services provided by other entities unless expressly agreed in writing with the Client.

22.3 No Liability & Withdrawal of Permission
CLC LLP does not assume any liability for the services, advice, representations, acts or omissions of any associated or affiliated entity. CLC LLP may withdraw permission for the use of its contact details at any time without liability.

23. Accuracy of Online Content & No Personal Liability

23.1 Informational Nature of Online Content
CLC LLP takes reasonable care to ensure that information published on its website, social-media platforms, policies, terms and marketing materials (“Online Content”) is accurate at the time of publication. All Online Content is provided for general information purposes only and does not constitute legal, professional, financial, immigration, regulatory or compliance advice.

23.2 No Warranty or Reliance
CLC LLP makes no warranty that Online Content is complete, current, error-free or free from omissions or technical inaccuracies. Laws, regulations and governmental procedures may change without notice, and Online Content may not reflect the most recent position. Users must not rely on Online Content as a substitute for professional advice.

23.3 Limitation of Liability
To the fullest extent permitted by Pakistan law and applicable regulations, CLC LLP shall not be liable for any loss, damage, cost or inconvenience arising from the use of, or reliance upon, Online Content. Any errors or inaccuracies shall be deemed inadvertent and non-intentional.

23.4 No Personal Liability
Any liability arising in connection with Online Content (if any) shall attach solely to CLC LLP as a corporate entity. To the maximum extent permitted by law, no director, officer, shareholder, employee, consultant or agent of CLC LLP shall bear any personal liability or owe any personal duty of care to users of Online Content.

23.5 Statutory Rights
Nothing in this Section excludes or limits any liability which cannot lawfully be excluded or limited under applicable Pakistan law.

24. Governing Law, Jurisdiction & Regulatory Compliance

24.1 Governing Law
These Terms, the Agreement, and any non-contractual obligations arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Pakistan, in which CLC LLP is registered.

24.2 Jurisdiction
The courts of the Pakistan shall have exclusive jurisdiction to resolve any dispute arising out of or in connection with these Terms or the Agreement. CLC LLP reserves the right to bring proceedings in any other court of competent jurisdiction where necessary to protect or enforce its rights.

24.3 No Third-Party Rights
No third party shall have any right to enforce, rely upon, or benefit from any provision of these Terms, and no third-party rights shall arise under any applicable Pakistan law or doctrine.

24.4 Severability
If any provision of these Terms is held to be invalid, unlawful, or unenforceable under applicable Pakistan law, it shall be modified to the minimum extent necessary to render it enforceable or, if not possible, severed. The remaining provisions shall continue in full force and effect.

24.5 AML, CTF & Sanctions Compliance
CLC LLP complies with all applicable Anti-Money laundering, counter-terrorism financing, sanctions, and financial-crime laws and regulations of Pakistan, including the Anti-Money Laundering Act, 2010, the Anti-Terrorism Act, 1997, and any rules, regulations, or guidelines issued thereunder. CLC LLP may request client due diligence and verification information, suspend or refuse transactions, return payments, and report suspicious transactions or activities to the Pakistan Financial Intelligence Unit (FMU) or other competent authorities, where required by applicable law.

25. Final Provision: Accessibility & Electronic Execution

FP.1 Integrated Terms & Accessibility
These Terms and Conditions form an integral and binding part of this Agreement and are provided in full with this document. An identical version is also available on the CLC LLP website for reference.

FP.2 Electronic Format & Readability
Any Agreement, including all incorporated Terms and Conditions, is provided in PDF format for electronic signature. The Client is responsible for ensuring readability, including enlarging or adjusting the document as required before signing.

FP.3 Client Acknowledgement
By signing any agreement or memorandum of understanding with CLC LLP, whether electronically or otherwise, the Client confirms that they have received the complete document in a readable format, have fully reviewed and understood its contents, and expressly accept all terms and conditions contained herein.